Jean Chatzky

You can refi your car loan just like you can refi your mortgage. It's even easier and less expensive. There's no appraisal process, and fees are minimal for a new car title. A couple of caveats: Most lenders require that the car be less than five years old and have a minimum loan balance of $7,500.

American Journalist

If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate.

Theodore Roosevelt

Appraisals are where you get together with your team leader and agree what an outstanding member of the team you are, how much your contribution has been valued, what massive potential you have and, in recognition of all this, would you mind having your salary halved.

American President

John Gunther

What interested me was not news, but appraisal. What I sought was to grasp the flavor of a man, his texture, his impact, what he stood for, what he believed in, what made him what he was and what color he gave to the fabric of his time.

Daniel H. Pink

Traditional performance reviews have passed their sell-by date. Big time. There's research showing that roughly two-thirds of performance appraisals have either no effect - or a negative effect! - on employee performance.

American Author

Jenny Shipley

Ten years ago in Nairobi we said that the participation of women in the decision-making and appraisal processes of the United Nations was essential if the organization was to effectively serve women's interests.

New Zealander Statesman

Marianne Moore

When one cannot appraise out of one's own experience, the temptation to blunder is minimized, but even when one can, appraisal seems chiefly useful as appraisal of the appraiser.

American Poet

Jack Welch

You got to be rigorous in your appraisal system. The biggest cowards are managers who don't let people know where they stand.

American Businessman

Ron Chernow

Ultimately, the appraisal of Grant's presidency rests upon posterity's view of Reconstruction.

Indicates an opinion, not an exact measurement, often used in subjective contexts.

Value Judgment

Though often about cost, 'appraisal' can address other qualities like historical significance.

Not Just Money

Usually a formal process involving expert knowledge, not just a casual opinion.

Formal Procedure

Reflects professional growth, areas to improve, and achievements rather than just job duties.

Career Development

An opportunity for employees to receive feedback and to discuss their work perspectives.

Feedback Time

Clarifies what is expected of an employee in their role within the company.

Expectations Clear

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The Graphophone PIPE...

 That's primary appraisal. You've looked at this and you've said it's bad and it's blameworthy. But maybe you also decide it's not that big a deal. You're not in a hurry, doesn't matter. That's secondary appraisal -- you don't get angry.

Why we get mad -- and...

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