Elaine Chao

While conventional wisdom has traditionally sided against borrowing from retirement savings, sentiment has shifted toward borrowing from one's own assets with the realization that other forms of credit come at a much higher cost and often are not even available to borrowers with limited means and urgent needs.

American Politician

Eric Maskin

When a bank calls in a loan, it obviously hurts the customer in question. But it also adversely affects other banks that have lent to this borrower. They are now less likely to be repaid and so can't as readily lend to their own customers.

American Economist

Seth Moulton

While payday loans are often the only source of credit for low-income Americans, these lenders are notorious for predatory practices that cause borrowers to fall deeper into debt.

John Turner

Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties.

Canadian Statesman

Anthony Goldbloom

You want to evaluate future borrowers, but in order to train an algorithm that will help you identify future defaults, you have to train it and evaluate it on past data.

American Businessman

Robert Green Ingersoll

Good nature is the cheapest commodity in the world, and love is the only thing that will pay ten percent, to borrower and lender both.

American Lawyer

Jean Chatzky

Unlike other loans, a reverse mortgage doesn't have to be repaid until the borrower moves out of the home or passes away.

American Journalist

Nassim Nicholas Taleb

Debt is a mistake between lender and borrower, and both should suffer.

Lebanese Scientist

Kwasi Kwarteng

If you are a borrower, the more you borrow, the more it costs.

British Politician

William Shakespeare

English Playwright

Borrower implies temporary possession with the intention to return the item.

Temporal Possession

The borrower does not own the item, merely uses it for a time.

Not Ownership

Both the lender and borrower must agree on the borrowing terms.

Consensual Agreement

Borrowers have a legal obligation to repay loans, often with added interest.

Financial Responsibility

A borrower's ability to take out a loan depends on their credit history.

Creditworthiness

Terms like 'mortgage borrower' specify the type of loan involved.

Loan Specifics

 I think that can change the way we believe in each other and each other's potential. Now for me, Kiva is just the beginning. And as I look forward to what is next, it's been helpful to reflect on the things I've learned so far. The first one is, as I mentioned, entrepreneurship was a new idea to me. Kiva borrowers, as I interviewed them and got to know them over the last few years,

Jessica Jackley:...

 communities and small borrowers and lenders and another one is applying it in bullying in schools so schools can download complete anti-bullying systems from the internet with all the equipment and everything you'll need to buy from the shop and then they can run their own anti-bullying or bullying reporting systems this is a world map of coverage

Innovation for All?...

 We could also see that she communicated a lot with many different people throughout the day and that she had a strong support network. Our data shows that people who communicate with more than 58 different contacts tend to be more likely to be good borrowers. In Jenipher's case,

A smart new business...

 who couldn't afford to pay it back and the bank went bust, that was bad for the lender and bad for the borrower, but we didn't imagine it would bring the global economic system to its knees for nearly a decade. This is globalization. This is the miracle that has enabled us

Which country does the...

 that borrowers pay to their creditors until the loan is repaid. Low interest rates mean that companies can afford to borrow more money, which they can use to invest in more projects. High interest rates, meanwhile, increase costs for producers and consumers,

What causes an economic...

 should be quite interesting fun here sir is oh look at that look at you say hello to the world puffins spend most of their lives at sea but when they return to land they become borrowers you can see um how puffins dig that the halls they've

Adorable Baby Animal...

 and match them with a borrower anywhere in the world, we're sharing and collaborating again in ways that I believe are more hip than hippie. I call this "groundswell collaborative consumption." Now before I dig into the different systems

Rachel Botsman: The case...

 interesting fun here sir the world puffins spend most of their lives at sea but when they return to land they become borrowers you can see how puffins dig that the halls of actually got big claws

Cute Baby Puffin Sees...

 some very carefully selected individuals should work especially if the lender knows the borrower and has a heard of their credit risk but over two billion people on the planet have no

Ending energy poverty...

 That they themselves were risky borrowers. I saw how this stereotype made it harder for policymakers to see the crisis for what it was back when we still had time to stop it.