Credit
Definition 1 of 7
Pro Tip 1/2
Financial Trust
The word 'credit' in this context implies a lender trusts you'll repay later. My credit is good; the store let me buy the laptop now and pay next month.
Pro Tip 2/2
Not Free Money
'Credit' isn't free cash; it's borrowing and must be paid back, often with interest. Using a credit card means I'm borrowing money that I promise to return.