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Penurious

usgb/pəˈnʊriəs/Volume
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Not Necessarily PoorPlay
It implies a chosen frugality rather than imposed poverty. SlideDespite her wealth, she maintains a penurious way of living.
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Subjective LifestylePlay
'Penurious lifestyle' suggests subjective assessment of someone's spending habits. SlideThey considered him penurious, but he simply valued different things.
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Negative ConnotationPlay
May convey a negative judgment about someone's spending habits. SlideHis penurious tendencies make him an unfrequent diner at fancy restaurants.