Skinflint
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Negative Connotation
Skinflint has a negative tone, implying excessive frugality that may appear selfish or ungenerous. He's such a skinflint that he'd walk three miles to avoid paying for a bus ticket.
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Informal Usage
The term is informal and may be considered disrespectful if used in formal situations or with strangers. My uncle, the skinflint, never tips more than a dollar at restaurants.
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Cultural Perception
Some cultures may not view frugal behavior as negatively as others, so the impact of 'skinflint' can vary. In some communities, being a skinflint is frowned upon, while others might simply see it as being thrifty.